Who we are
Our website address is: https://www.policystar.com.
1. Statement of Privacy practice and policy
When You use our Website, We collect and store your personal information which is provided by You from time to time. We are not in the business of selling the personal information collected by Us from You. We use Your information in order to deliver services to You through the Platform including delivery of services through such agreements or arrangements that may be executed by Us with You and/or or with a third-party (“ Platform Services ”); in processing your payments; communicating with you about the Platform Services such as referral programs and any other promotional offers; generally maintain Your accounts with us, to display content a User reviews; and try to enhance Your overall experience on the Platform.
2. Authorisation and Consent
3. Personal data & information
Information that You may provide to Us, while registering on Our Platform and/or using the Platform Services. This includes the information that the Company collects from You: (a) when You register on the Platform, such as your name, electronic mail address, phone number and password; and (b) information related to the manner and mode of payments usually adopted by You on the Platform, including details of Your bank account, credit card and debit card or any other mode of payment as provided by Us and opted to be used by You
3.2 Information automatically collected
The Company may automatically receive and record on its server logs details relating to Your access or use Our Platform, including but not limited to, Your location, information about Your internet connection and mobile device, Internet Protocol address, cookie information, web beacon information and details of the web pages You visit, etc. Further, the Company may also collect information about Your preferences and settings such as time zone and language, Your searches and the results You selected from the search and Your transactional information.
3.3 Transaction Information
We collect transaction details related to Your use of the Platform Services, including the type of service requested, date and time the service was provided, amount charged, order(s) placed, personal and sensitive information in the reports generated pursuant to the availing of the Platform Services and other related transaction details. Additionally, if someone uses your promo code, we may associate your name with that person. If you post feedback on our Platform, We collect and use this information as in order to provide customer support and so as to address Your concerns. We may access information for data caching to make the Platform faster. We also collect a copy of government approved ID for authenticating and identifying the User, availing our Platform Service after making successful payments for Platform Services.
3.4 Information from other Resources
We also collect information about You from our social media platforms and other sources. Such information is added to Your account and treated as sensitive and personal information by Us.
4. Why do we collect Your personal information and how do We use Your personal information
The information gathered by the Company as specified in Clause 3, may be used for the following purposes:
4.1 To provide, maintain, develop, protect and improve the Platform Services, manage Your account, etc.
4.2 To understand Your preferences and to enhance and customize Your experience of using the Platform and the Platform Services
4.3 To respond to Your comments, reviews and questions and provide better service and in order to address Your concerns about our Platform Services
4.4 To carry out the Company’s obligations and enforce the Company’s rights arising from any contracts entered into between the Company and You and/or any third-party in order to deliver the Platform Services, including for billing and collection of payment amounts
4.5 To communicate important notices or changes in the Platform Services provided by the Company, use of the Platform and the terms/policies which govern the relationship between You and the Company
4.6 For internal purposes such as auditing, data analysis and research relating to the Platform or Platform Services
4.7 For promotion and marketing purposes
4.8 For sharing such information with any third-party, including any service providers, in the course of providing or enabling provision of the Platform Services through the Platform
4.9 For diagnosing and troubleshooting problems including with our servers
5. Collection of Information by Third-Party Sites and Advertisers
5.2 The Company hereby expressly disclaims all liabilities with respect to the manner in which the Third Party Site collects and/or uses Your information. On Our Platform, there may be third parties who advertise their products and/or services. Such third parties may place or recognize a unique “cookie” on Your browser and may use information about Your visits to Our Platform and other websites in order to provide advertisements about goods and services of interest to You. We shall, in no event, be liable for any unauthorized or unlawful disclosures of Your personal information made by advertisers, who are not subject to Our control.
6. Disclosure to Third Parties
6.2 The Company shall be at liberty to disclose Your information to: (i) service providers to facilitate the provision of any of the Platform Services through the Platform; and (ii) any third parties who provide services, such as auditing, data analysis, and assistance with delivery of relevant marketing messages and advertisements. If You provide a mobile phone number and/or e-mail address, the Company or the third party service providers or the persons authorized by them, may send You text messages/e-mails in relation to Your use of the Platform. The Company contractually requires these third parties to keep such information confidential and use it only for the purposes for which the Company discloses it to them. These third parties may view, edit, or set their own cookies or may place beacons on Your personal information. The use of these technologies by these third parties is subject to their own privacy policies and is not covered by this Agreement.
6.3 We may share personal information with third-parties including hosts and other service providers who work for the Company, who are bound by contractual obligations to keep personal information confidential and use it only for the purposes for which We disclose it to them.
6.4 Any content or personal information that you share or upload on the publicly viewable portion of the Platform will be publicly available, and can be viewed by other users.
6.5 The Company may disclose or transfer Your information ( personal or otherwise ) to any group company or subsidiary or affiliate, and to a third party if the Company sells, transfers or divests all or a portion of the Company’s business or assets to another company in connection with or during negotiation of any merger, financing, acquisition, bankruptcy, dissolution, transaction, or proceeding. Such third parties shall be contractually bound to not disclose further, any personal information disclosed to them.
7.1 The Company shall take reasonable steps to help protect Your rights of privacy and Your information ( personal or otherwise ) in an effort to prevent loss, misuse, unauthorized access, disclosure, alteration, or destruction of such information, in compliance with the applicable laws. When payment card account information is being transmitted on or through the Platform, it will be protected by encryption technology. You expressly consent to the sharing of Your information with third party service providers, including payment gateways, to process payments and manage payment card information. The Company does not itself store Your payment card account information, and does not have direct control over or responsibility for Your payment card account information. Hence, the Company cannot guarantee that transmissions of Your payment card account information or personal information will always be secure or that unauthorized third parties will never be able to defeat the security measures taken by the Company or the Company’s third party service providers. The Company assumes no liability or responsibility for disclosure of Your information due to errors in transmission, unauthorized third party access, or other causes beyond its control. You play an important role in keeping Your personal information secure. You shall not share Your user name, password, or other security information for Your account with anyone.
7.2 The Company has implemented reasonable security practice and procedure to protect Your information or sensitive personal information as provided by You. The Company’s security procedure and practice is complied with Information Technology (Reasonable security practices and procedures and personal sensitive data or information) Rules, 2011.
8. User Direction
8.1 You may opt out of receiving promotional emails from the Company by following the instructions in those emails. If You opt out, the Company may still send You non-promotional emails, such as emails about the Platform Services and Your account.
8.2 Cookie choices: Most web browsers are set to accept cookies by default. If You prefer, You can usually choose to set Your browser to remove or reject cookies. If You choose to remove or reject cookies, this could affect certain features or Platform Services.
8.3 This Agreement is made easily accessible and readable for You. In case, You need to review Your information or sensitive personal information, You need to directly write to us at hello at policystar dot com, and we shall update any information or sensitive personal information which is inaccurate or deficient.
8.4 Should You desire to opt out of disclosing Your information to the Company, the Company requests You to close Your User account and stop accessing the Platform and availing Platform Services. Thereafter, the Company may delete Your information ( personal or otherwise ) or de-identify it so that it is anonymous and not attributable to You.
9. Right to withdraw Consent
You may choose to withdraw Your consent provided hereunder at any point in time. Such withdrawal of the consent must be sent in writing to our email id . In case You do not provide or later on withdrawing Your consent, We reserve the option to not provide Platform Services, or the goods or services for which the said information was sought on the Platform.
In the event You have any grievances relating to this Agreement, please inform the Company within 24 hours of occurrence of the instance from which the grievance has arisen, by writing an email to our Grievance Officer – Mr. Syed Mussavir at the address mentioned above.
12. Governing Law
This Agreement shall be governed by the laws of India and the parties hereby irrevocably attorn to the exclusive jurisdiction of the courts at Bangalore, India with respect to any dispute arising under this Agreement.
13. Dispute Resolution
Any dispute, controversy or claim arising out of or relating to this Agreement, or the breach, termination or invalidity thereof, shall be settled by arbitration in accordance with the arbitration of the Sole Arbitrator appointed mutually by both the Parties and governed by the rules of the The Arbitration and Conciliation Act 1996 as amended from time to time. The seat and venue of the arbitration proceedings shall be at Jaipur and the arbitration shall be conducted in English. Any arbitration award shall be final and binding on each of the Parties that were parties to the dispute.
Your acknowledgement :
All information disclosed by You shall be deemed to be disclosed willingly and without any coercion. No liability pertaining to the authenticity/ genuineness/ misrepresentation/ fraud/ negligence, etc. of the information disclosed shall lie on the Company nor will the Company in any way be responsible to verify any information obtained from You.